Your Bridge to Smarter Payment Decisions

Advisory-First

Processor-Agnostic

One Dedicated Advisor

Strategy before processing. We start by understanding your business, not selling a terminal or rate sheet.

We work independently from processors, so recommendations are based on fit - not commissions

You work with a single payments export who stays with you as your business grows

We Act as the Bridge Between Your Business and the Payment processors

Payment processing is complex, fragmented, and often opaque. Harbor Payment Consulting simplifies the entire ecosystem by acting as your advocate and guide. Translating processor jargon into clear decisions and aligning your payment infrastructure with your business goals.

Learn how our approach helps businesses avoid unnecessary costs and long-term contracts.

Payment processing Services Designed for Your Business

Reliable, fast, and secure card acceptance for in-store and online payments

Credit & Debit Card Processing

Reliable, fast, and secure card acceptance for in-store and online payments

Payment Optimization

eCommerce & Online Payments

Recurring Billing & Invoicing

Chargeback & Fraud Support

POS & Terminal Solutions

SaaS & Subscriptions

Reduce processing costs and improve efficiency with tailored pricing structure

Seamless checkout tools, experience to drive digital business

Automate payment and improve efficiency with this tier-specific solution

Tools and guidance to help prevent disputes and reduce risk

Modern hardware options to support your day-to-day operations

Flexible recurring billing and subscription management tools

Reporting & Analytis

Gain insight into your transactions, monitor sales trends, and generate detailed reports

Why Businesses Choose Harbor Payment Solutions

• Advisory-first, processor-agnostic approach

• Secure, PCI-compilant payment architecture

• Industry-specific recommendations

• Faster onboarding and fewer processing surprises

• Long-term partnership, not one-time setup

Security You Can Trust

Harbor Payment Solutions takes a consultative approach to security and compliance. We help businesses navigate PCI-compliant processing requirements, card-brand monitoring, transparent underwriting standards, understand risk exposure, and implement payment solutions that leverage industry-standard encryption, tokenization, and compliant processing infrastructure reducing complexity while strengthening protection. We help businesses remain operational without violating platform or banking policies.

We follow industry best practices and align with PCI DSS compliance standards to help protect sensitive payment data.

Payment Solutions for Every Industry

From traditional businesses to regulated and high-risk industries, Harbor Payment Solutions acts as the bridge between merchants and payment processors making complex approvals simple

Core Industries

• Retail

• Resturants & Food Service

• Ecommerce

• Subscription Businesses

• B2B Services

• Saas & Digital Products

Healthcare & Wellness

• Online Supplements

• Nutraceuticals

• Legal Peptides (RX only)

• Telehealth Services

• Medical Clinics

• Stem Cell Subscriptions

• Wellness Clinics

Travel & Lifestyle

• Vacation Packages

• Travel Agencies

• Hospitality Services

• Timeshares

• Experience Subscriptions

Financial & Professional Services

• Legal Services

• Accounting & Tax Firms

• Consulting Services

• Coaching & Education Platforms

• Online Course & Memberships

Adult & Age-Restricted Industries

• Adult Products & Services

• Sex Toys & Accessories

• ED Medications (RX only)

• Sexual Wellness Brands

Regulated & High-Risk Industries

• Firearms & Ammunition

• CBD & Hemp

• Vape & Tobacco

• Online Pharmacies (RX only)

• Nutritional Enhancers

• Non-Plant Touching Cannabis

A Practical, Partner First Approach to Payments

Payment Processing can be confusing and expensive when handled incorrectly.

Our approach is simple: understand your business, recommend only what you need, and support you as you group. No pressure, no jargon, and no one-fits-all solutions.